Top Workers’ Compensation Claims in the Construction Industry and Strategies for Mitigating Them

The construction industry is one of the most dangerous sectors, with high rates of workplace injuries. Workers in construction regularly deal with heavy machinery, hazardous materials, and physically demanding tasks, making them more susceptible to injuries than in most other industries. As a result, workers’ compensation claims are common and can be costly for businesses. Below are some of the top workers’ compensation claims filed by construction businesses and strategies for mitigating these risks.

1. Slips, Trips, and Falls

Slips, trips, and falls are among the most common workers’ compensation claims in the construction industry. These accidents can occur due to uneven surfaces, improperly secured scaffolding, wet or slippery floors, or debris on job sites. Falls can lead to serious injuries, such as broken bones, spinal injuries, or head trauma.

Mitigation Strategies:
  • Safety Training: Regular safety training sessions should be conducted to ensure workers are aware of potential hazards. Employees should be taught how to recognize and avoid slip and trip hazards.
  • Housekeeping Practices: Implement strict housekeeping protocols to ensure that job sites are kept clean and free of clutter. Regularly remove debris, tools, and other obstructions from walkways.
  • Fall Protection Systems: For work done at heights, such as on scaffolds or ladders, ensure that fall protection systems like guardrails, safety nets, and personal fall arrest systems are in place.

2. Struck-by Objects

Another common cause of injury is being struck by objects. This can include tools or materials falling from heights, machinery striking workers, or vehicles on-site causing injury. These incidents are especially dangerous and can lead to severe injuries or fatalities.

Mitigation Strategies:
  • Personal Protective Equipment (PPE): Ensure that all workers wear appropriate PPE, such as hard hats, steel-toed boots, and high-visibility vests, which can help reduce the severity of injuries from struck-by incidents.
  • Proper Securing of Tools and Materials: Tools and materials should be securely fastened and stored, especially when working at heights. Use tool lanyards and proper storage methods to prevent items from falling.
  • Traffic Control: Use proper traffic control measures on job sites with moving vehicles. Implement barriers, signals, and dedicated walkways for workers to reduce the risk of vehicle strikes.

3. Overexertion and Musculoskeletal Injuries

Overexertion injuries result from lifting, pulling, pushing, or carrying heavy objects, which are common activities in construction work. Over time, this can lead to musculoskeletal injuries such as strains, sprains, and back injuries, which are among the leading causes of workers’ compensation claims.

Mitigation Strategies:
  • Ergonomic Training: Provide training on proper lifting techniques and ergonomic practices. Workers should be taught how to lift heavy objects safely and how to avoid placing excessive strain on their bodies.
  • Mechanical Aids: Use mechanical aids, such as forklifts, cranes, or hoists, to lift heavy materials instead of relying on manual labor.
  • Job Rotation: Implement a job rotation program to prevent workers from performing repetitive tasks for extended periods, reducing the risk of overexertion.

4. Equipment-Related Accidents

Working with or around heavy machinery and equipment poses significant risks. Equipment-related accidents include being caught in or between machinery, being crushed by collapsing materials, or suffering injuries due to equipment malfunctions. These accidents can result in severe injuries or fatalities.

Mitigation Strategies:
  • Regular Equipment Maintenance: Ensure that all machinery and equipment are regularly inspected and maintained to prevent malfunctions. Faulty equipment should be repaired or replaced promptly.
  • Proper Training and Certification: Only trained and certified personnel should operate heavy machinery. Regular training sessions should be held to ensure operators are up-to-date on safe operating procedures.
  • Lockout/Tagout Procedures: Implement strict lockout/tagout procedures to ensure that machinery is de-energized and cannot be accidentally turned on during maintenance or repairs.

5. Exposure to Hazardous Materials

Construction workers are often exposed to hazardous materials, such as asbestos, lead, silica dust, or harmful chemicals. Prolonged exposure to these materials can lead to respiratory issues, chemical burns, or long-term illnesses like cancer, which can result in workers’ compensation claims.

Mitigation Strategies:
  • Proper PPE and Respiratory Protection: Ensure that workers are provided with and required to wear appropriate PPE, such as gloves, protective suits, and respirators, when working with hazardous materials.
  • Hazard Communication: Implement a comprehensive hazard communication program that includes labeling, data sheets, and training to inform workers about the dangers of specific materials they may encounter.
  • Air Monitoring and Ventilation: Use air monitoring systems to detect dangerous levels of airborne toxins. Proper ventilation systems should also be installed to reduce worker exposure to hazardous fumes and dust.

6. Repetitive Motion Injuries

Construction work often involves repetitive tasks, such as hammering, drilling, or using power tools. Over time, these repetitive motions can lead to injuries like tendinitis or carpal tunnel syndrome, which result in lost work time and workers’ compensation claims.

Mitigation Strategies:
  • Ergonomic Tools: Provide workers with ergonomic tools designed to reduce strain and repetitive motion injuries. For example, tools with vibration-dampening features can reduce the risk of hand-arm vibration syndrome.
  • Work Breaks and Job Rotation: Encourage frequent breaks and rotate tasks to reduce the strain on specific muscle groups, lowering the risk of repetitive motion injuries.
  • Stretching and Conditioning Programs: Implement stretching and physical conditioning programs to help workers maintain flexibility and reduce the likelihood of repetitive strain injuries.

7. Electrical Injuries

Electrical hazards pose significant risks in construction, especially for workers involved in wiring, installing electrical systems, or working near power lines. Electrical burns, shocks, and electrocution are common causes of injury and are often fatal.

Mitigation Strategies:
  • Lockout/Tagout Procedures: Ensure that electrical systems are properly de-energized and locked out before maintenance or repairs. Workers should be trained on proper lockout/tagout procedures.
  • Use of Insulated Tools and Equipment: Provide workers with insulated tools and equipment designed to minimize the risk of electrical shock.
  • Safe Distance from Power Lines: Ensure that all workers maintain a safe distance from live power lines. Use spotters and warning signs to prevent accidental contact.

Conclusion

The construction industry is inherently risky, and workers’ compensation claims are common. However, many of these claims can be mitigated through proper safety training, the use of personal protective equipment, regular maintenance of tools and machinery, and proactive risk management strategies. By addressing the most common causes of injury—such as falls, overexertion, and equipment accidents—construction businesses can reduce the frequency and severity of workers’ compensation claims, improving workplace safety and reducing financial losses.


Sources:

  1. “Top 5 Construction Workers’ Compensation Claims.” Workers Compensation Experts, August 2023.
  2. “Preventing Construction Accidents: Best Practices.” Construction Safety Journal, July 2023.
  3. “Reducing Struck-By Hazards in Construction.” OSHA, accessed September 5, 2024.
  4. “Managing Overexertion Injuries in Construction.” Safety Management Solutions, May 2024.
Facebook
LinkedIn
X
Email