Category: Restaurants

Property/Liab.

Catastrophe Modeling

Both natural catastrophes— earthquakes, hurricanes, tornadoes, floods—and man-made disasters, including terrorism and extreme casualty events, can jeopardize the financial well-being of an otherwise stable, profitable

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Floor Safety

Housekeeping to Prevent Trips and Falls

Article looks at trips and falls, opposed to slips and falls. Lists primary causes, as learned through a review of claims at Owner/Operator restaurants nation wide, as well as ways to reduce exposure to your employees.

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Deposit Safety

Robbery Policy

An overview of a sample robbery policy, plus an attached for for all employees to sign. By formalizing training to employees, you can reduce exposure to the possible tragic consequences of robberies.

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Automobile

Safe Driving Policy

Discussion on why a safe driver policy is important, even if you do not have company vehicles (hint – you can still be held liable for accidents in cars owned by your employees, if they are driving on company business). Also links to a sample policy that is ready to be used, or modified, for your needs.

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Automobile

Driving Safety

Review of vehicle safety issues, where you may be exposed, and a large selection of resources to assist in minimizing your exposure.

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Employment Practices

Hiring Support – Hire Only The Best People

Article on the importance of hiring the right people, as well as a large selection of resources to assist in hiring good employees. Includes information on approved background check vendors, plus state specific information.

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Property

Hurricane Prep

Article on how to prepare for a hurricane. Includes preparing your business, your employees, and alerting the right agencies, such as your insurance company, prior to the hurricane hitting.

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Property

Hurricane Resource Central

Article on how to prepare for a hurricane, and also setting up a business continuity program, to ensure that you can reopen shortly after the hurricane passes. Also includes a large selection of resources to assist with the building of your program.

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Manager Toolkit

Making Safety Meetings Work

Article on how to make safety meetings effective, and how to keep them effective. Discusses the make up of a safety committee, and the importance of safety meetings in upgrading your safety culture.

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Learning From Others

Maintenance Workers – People and Profits

Article on maintenance employees, and how their injury cost and frequency is much higher than any of the other employee classifications. Article reviews specific injuries and causes, as well as ways to reduce exposure to serious injuries amongst your maintenance workers.

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Claims Management

7 – LIVE BY CHANCE OR DESIGN

Article outlining the 7 Day Rule in regards to Worker’s Compensation costs. In addition to various laws regarding reporting of injuries, returning employees to work after an injury, within 7 days, can reduce the hit to your insurance premiums.

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The End