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What is Spoliation? Spoliation is the destruction of evidence, whether negligent or intentional, that should be preserved for a lawsuit. Depending on the jurisdiction,
Not long ago, I saw a football player working out hard in a gym during the offseason. He was wearing a t-shirt that read, “Championships
Keeping your restaurants, employees, and customers safe is always something that should be top of mind. Situations can escalate and sometimes result in injuries or
It’s difficult to oversee day-to-day activities across all of your stores. It’s even more challenging to be physically on location managing critical claims, which require
Is your restaurant prepared for a power outage? What about a flood caused by faulty sprinklers? Situations like these can cause both property and reputation
In sports, rules are put in place to ensure the integrity of the game and to protect the players; however, sometimes players like to push
Social inflation is the trend of rising insurance costs due to increased litigation, plaintiff-friendly judgments and so-called “nuclear” jury awards – also shows no signs
Being prepared for a property loss is critical to minimizing the total cost of a large loss and its impact on future premiums. A major
Restaurant and food service is one of the largest industries in the United States. As a business owner and manager in this industry, you face
Each year, thousands of acres of wildland and many homes are destroyed by fires that can erupt at any time of the year from a
